OneMain Financial is a consumer finance company that operates as a subsidiary of a larger financial services organization, focusing on accessible credit options for nonprime borrowers. Its lineage traces back to early 20th-century origins, evolving through mergers and restructurings that culminated in its current brand after significant acquisitions in the 2010s. The organization provides personal and auto loans as core products, with a branch network and direct lending model designed to serve customers across multiple states. Historically, its business model has emphasized collateral-backed or unsecured installment lending, pricing and underwriting that balance risk with the goal of expanding access to credit for individuals who may have limited traditional credit profiles. Operationally, OneMain maintains a nationwide footprint, supported by a mix of in-person branch personnel and digital platforms to facilitate applications, document processing, and customer service. The entity’s scope encompasses loan origination, servicing, and related financial products, aligning with broader consumer finance industry practices of responsible lending and ongoing account management.
Better than 80% of providers in Yonkers
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OneMain's roots stretch back to 1912 when it was founded by Alexander E. Duncan as Commercial Credit Company in Baltimore, Maryland. Through a series of mergers and acquisitions, Commercial Credit Company eventually became a subsidiary of Citigroup and was known as CitiFinancial. After the 2008 financial crisis, Citigroup reorganized its business, with the company regarding CitiFinancial as a noncore business that it renamed to OneMain Financial and sought to sell.... ## History OneMain...
en.wikipedia.orgBBB Accredited since 8/1/2016. Consumer Finance Companies in Yonkers, NY. See BBB rating, reviews, complaints, and more.
www.bbb.orgOneMain Financial 31,799 followers on LinkedIn. Our mission is to improve the financial well-being of hardworking Americans. OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We look beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans and auto loans, credit cards and financial...
www.linkedin.comDiscover how OneMain Holdings has evolved from a small startup to a major player in the financial services industry. Learn more about their growth.
matrixbcg.comAbout us, we offer personal loans with about 1,400 branches across 44 states. Learn who we are, our executive team & areas of our business.
www.onemainfinancial.comOneMain has served over 10 million customers providing personal loans, fast & easy applications with local branches & specialists nationwide.
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Find answers to common questions
OneMain Financial is listed as a financial service provider in Yonkers, NY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OneMain Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OneMain Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OneMain Financial with other providers in Yonkers and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OneMain Financial has a rating of 3.9, which is better than 80% of providers in Yonkers.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OneMain Financial requests. It is always best to call ahead using the phone number on this page so OneMain Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OneMain Financial also offers: Loan agency.