M&T Bank is a U.S.-based financial services organization with a history dating to its founding in 1856 as Manufacturers and Traders Trust Company. The Rochester location at 289 Upper Falls Blvd in the 14605 ZIP code serves as a local branch within a broader regional network, reflecting the bank’s long-standing strategy of combining community banking with broader financial capabilities. The institution operates as a full-service commercial bank, offering traditional retail and business banking services, as well as wealth management and institutional capabilities through its affiliated operations. Over its history, M&T has grown from a regional bank rooted in the Buffalo area into a multi-state financial services firm, expanding its branch network and product offerings while maintaining a focus on serving local communities. The organization’s footprint extends along the eastern United States, with emphasis on regional presence complemented by nationwide wealth and institutional services.
Better than 44% of providers in Rochester
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Discover how M&T Bank's historical success has influenced its current business model. Learn about the legacy that guides its strategies today.
portersfiveforce.comM&T Bank 148,571 followers on LinkedIn. Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. Founded in 1856 in Buffalo, NY we are now a top 11 full-service US-based commercial bank with a retail footprint across the east coast and wealth services available nationwide and abroad.
www.linkedin.comM&T Bank Corporation (Manufacturers and Traders Trust Company) is an American bank holding company headquartered in Buffalo, New York. It operates 950+ branches in 12 states and Washington D.C. across the Eastern United States, from Maine to Virginia. Until May 1998, the bank's holding company was named First Empire State Corporation.
en.wikipedia.org48 Main St. Oakfield, New York 14125 Office of the Comptroller of the Currency Upstate New York (Syracuse) 231 Salina Meadows Parkway, Suite 105 Syracuse, New York 13212 NOTE: This document is an evaluation of this institution’s record of meeting the credit needs of its
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stage.boulevard.comWith a community bank approach, M&T Bank helps people reach their personal and business goals with banking, mortgage, loan and investment services.
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Find answers to common questions
M&T Bank is listed as a financial service provider in Rochester, NY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask M&T Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from M&T Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare M&T Bank with other providers in Rochester and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
M&T Bank has a rating of 3.4, which is better than 44% of providers in Rochester.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents M&T Bank requests. It is always best to call ahead using the phone number on this page so M&T Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, M&T Bank also offers: Bank.