Lexington Avenue Federal Credit Union is a community financial cooperative serving members in Rochester, New York. As a member-owned institution, its primary functions include accepting deposits, offering checking and savings accounts, and providing consumer loans and other basic financial services to eligible individuals within its field of membership. The organization operates within the broader credit union framework that emphasizes cooperative principles, member participation, and non-profit, thrift-oriented service.
Established to serve local residents and employers, the credit union typically emphasizes accessible service, local decision-making, and a commitment to financial inclusion for its members. Its activities are focused on managing member deposits, underwriting small loans, and delivering financial products tailored to everyday needs, such as savings growth, credit building, and affordable borrowing. Operational scope generally centers on Rochester and surrounding communities, with in-person branch services and standard digital access to account management. These elements collectively reflect the organization’s role as a locally oriented financial cooperative that prioritizes member welfare and community stability.
Better than 63% of providers in Rochester
Links and information about Lexington Avenue Federal CU:
4 reviews of ESL FEDERAL CREDIT UNION "Wow! We are so impressed by ESL. Today, we came in to start a new account as we prepare to move from CA to NY. The credit union was bustling. We put our name in the automated system snd sat with our 3 & 5 year old to wait. We were welcomed by Karen and taken into her office. She asked about lollipops for our kids and made them feel special. She worked to set us up with memberships and checking/savings accounts. She was so gracious with our kids and took...
www.yelp.comserving our members' financial needs is our top priority! Phone: (781) 862-9011 We offer a range of products and services to help you meet your everyday needs and long term financial goals. Visit us for friendly, personal service or do business on your schedule with free internet banking or online applications.
lexmafcu.comGift up to $1,000 with suggested use at The Chicago Firehouse Restaurant in Chicago. Located at 1401 S. Michigan Ave, this upscale steakhouse boasts a historic ambiance and diverse American cuisine, perfect for special occasions.
www.giftly.comOther providers in Rochester with similar ratings:
Lexington Avenue Federal CU is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Lexington Avenue Federal CU is listed as a financial service provider in Rochester, NY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Lexington Avenue Federal CU to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Lexington Avenue Federal CU, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Lexington Avenue Federal CU with other providers in Rochester and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Lexington Avenue Federal CU has a rating of 3.6, which is better than 63% of providers in Rochester.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Lexington Avenue Federal CU requests. It is always best to call ahead using the phone number on this page so Lexington Avenue Federal CU can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Lexington Avenue Federal CU also offers: Credit union.