M&T Bank, headquartered in Buffalo, New York, operates as a diversified financial services institution with a long-standing presence in the regional banking landscape. Founded in the 19th century, the organization has evolved through strategic growth, acquisitions, and evolving regulatory environments to become a prominent community and commercial bank across multiple states. Its historical development reflects a shift from local banking roots to a broader footprint in consumer and business finance, wealth management, and corporate services.
The bank's primary functions include deposit gathering, loan origination, and a range of treasury and cash-management solutions for individuals, families, and businesses. Operational scope encompasses consumer banking, small business services, commercial banking, and wealth management, with an emphasis on sustained service delivery and risk oversight aligned with regulatory requirements. M&T Bank emphasizes prudent governance, financial integrity, and customer-centric processes, supporting steady, scalable operations within its regional and national activities. The institution maintains a focus on stable, long-term banking relationships and responsible stewardship of client funds.
Better than 44% of providers in Buffalo
Other providers in Buffalo with similar ratings:
M&T Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
M&T Bank is listed as a financial service provider in Buffalo, NY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask M&T Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from M&T Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare M&T Bank with other providers in Buffalo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
M&T Bank has a rating of 3.6, which is better than 44% of providers in Buffalo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents M&T Bank requests. It is always best to call ahead using the phone number on this page so M&T Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, M&T Bank also offers: Bank.