M&T Bank, headquartered in Buffalo, New York, operates as a regional financial services institution with a long-standing presence in the northeastern United States. Established in the mid-19th century, the organization has evolved from its early local banking activities to a diversified financial services provider, emphasizing corporate, commercial, and consumer banking. Its history reflects a focus on expanding access to financial products and services while maintaining a footprint in mid-sized city and suburban markets.
The bank’s primary functions encompass core deposit-taking, lending, cash management, and treasury services, supporting individuals, small businesses, and larger commercial clients. Operational scope includes branch networks, commercial banking centers, and related financial services, integrated with digital channels to facilitate transactional banking, payment processing, and advisory services for clients. As a regional institution, M&T Bank maintains risk management practices aligned with regulatory standards and emphasizes stability, client service, and operational resilience within its geographic footprint.
Better than 50% of providers in Buffalo
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M&T Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
M&T Bank is listed as a financial service provider in Buffalo, NY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask M&T Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from M&T Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare M&T Bank with other providers in Buffalo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
M&T Bank has a rating of 3.7, which is better than 50% of providers in Buffalo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents M&T Bank requests. It is always best to call ahead using the phone number on this page so M&T Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, M&T Bank also offers: Bank.