Payday Loans Cash is a storefront financial services provider located at 3401 San Mateo Blvd NE in Albuquerque, New Mexico. The organization operates within the short-term lending sector, offering small-dollar cash advances intended to bridge gaps between paychecks. Its presence in Albuquerque places it among local lenders that serve residents seeking rapid access to funds, often with minimal processing delays compared with traditional bank loans. The entity’s primary function appears to be providing payday loan products designed for immediate liquidity, typically involving a straightforward application process and swift funding. Historically, payday lenders in New Mexico have operated under state regulations that require certain disclosures and compliance measures, shaping how products are offered and repaid. The scope of operations for such a business generally includes income verification, loan issuance, repayment scheduling, and compliance reporting to state authorities. This description focuses on the organization’s nature, historical context within the sector, and its core operational framework.
Better than 21% of providers in Albuquerque
Links and information about Payday Loans Cash:
Best payday loans online no credit check in Albuquerque, NM are financial solutions designed for residents facing urgent cash needs between paychecks. These short-term loans provide immediate funds without extensive financial history verification, making them accessible to borrowers with less-than-p
www.linkedin.comTRADE, COMMERCE AND BANKING CHAPTER 18 LOAN COMPANIES PART 5 ANNUAL DATA REPORT FOR PAYDAY LOAN LENDERS 12.18.5.1 ISSUING AGENCY: Financial Institutions Division of the Regulation and Licensing Department.... [12.18.5.1 NMAC - N, 1/1/2004] 12.18.5.2 SCOPE: Loan companies conducting payday loan business in the state of New Mexico. [12.18.5.2 NMAC - N, 1/1/2004]... 12.18.5.3 STATUTORY AUTHORITY: Section 58-15-10 NMSA 1978. [12.18.5.3 NMAC - N, 1/1/2004] 12.18.5.4 DURATION: Permanent.......
www.rld.nm.govo Effective average annualized percentage rate (APR) is 287.47% with an average term of 25.27 days; o Average number of loans per consumer YTD is 5.58; o YTD average time that a consumer is engaged in an individual payday loan is 30.88 days;1
www.rld.nm.govThe Disclosure - Easy to read and understand, ensuring that consumers are fully informed before making any decisions about taking out a payday loan.
www.paydayloanteller.comPayday Loans Cash is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Payday Loans Cash is listed as a financial service provider in Albuquerque, NM and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Payday Loans Cash to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Payday Loans Cash, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Payday Loans Cash with other providers in Albuquerque and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Payday Loans Cash has a rating of 2.0, which is better than 21% of providers in Albuquerque.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Payday Loans Cash requests. It is always best to call ahead using the phone number on this page so Payday Loans Cash can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Payday Loans Cash also offers: Loan agency.