1F Cash Advance operates as a consumer lender offering short-term financing solutions in New Mexico, including Albuquerque. The organization positions itself around accessible funding for emergency needs and everyday cash flow, with in-store services at its Albuquerque location. Its model emphasizes straightforward loan processes, aiming to provide rapid access to funds for qualified applicants. The Albuquerque office participates in the broader network of 1F Cash Advance locations, suggesting a standardized approach to product offerings and customer service across markets. Historically, the company has grown a nationwide footprint through a franchise-like expansion of storefronts that focus on installment loans and cash advances, often serving borrowers with varying credit histories. Core functions include processing loan applications, underwriting terms, disbursing funds, and managing repayment schedules. Operational scope covers in-person assistance, local underwriting considerations, and compliance with state lending regulations. The organization emphasizes convenience and transparency in terms of loan terms and funding methods, aligning with its stated mission of facilitating timely financial relief.
Address
2323 San Pedro Dr NE, Albuquerque, NM 87110
Phone
(505) 39 13 196Website
1firstcashadvance.orgBetter than 54% of providers in Albuquerque
Links and information about 1F Cash Advance:
1F Cash Advance helps New Mexico borrowers cover emergencies with loans of up to $5,000. Monthly payments are fixed, and approval doesn’t require good credit.
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Find answers to common questions
1F Cash Advance is listed as a financial service provider in Albuquerque, NM and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1F Cash Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1F Cash Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1F Cash Advance with other providers in Albuquerque and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1F Cash Advance has a rating of 4.3, which is better than 54% of providers in Albuquerque.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1F Cash Advance requests. It is always best to call ahead using the phone number on this page so 1F Cash Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1F Cash Advance also offers: Loan agency.