Oportun is a financial services organization that operates as a digitally oriented lender and member-focused financial platform. Founded in 2005, the company has built its model around accessible credit and related financial tools designed to help underserved or credit-challenged individuals pursue personal goals. The organization emphasizes responsible lending practices and data-informed decisioning to extend credit, savings, and budgeting capabilities to its members.
Historical and operational overview - Oportun originated as a lender focused on nontraditional credit evaluation and expanded into broader financial services through a digital-first approach. The firm has positioned itself as a mission-driven institution, seeking to improve financial outcomes for its members through affordable credit and financial management tools. The company’s platform typically includes personal loans and related products that leverage technology and analytics to support borrowers in managing debt and building financial stability.
Better than 76% of providers in Paterson
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
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www.linkedin.comOportun 138,428 followers on LinkedIn. Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $19.7 billion in responsible and affordable credit, saved its members over $2.4 billion in interest and fees, and helped its members save an...
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Oportun is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oportun is listed as a financial service provider in Paterson, NJ and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Paterson and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.9, which is better than 76% of providers in Paterson.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.