Greater Alliance Federal Credit Union is a member-owned financial cooperative based in Paterson, New Jersey. Established to serve individuals who share common bonds or communities, the organization operates within a framework that emphasizes democratic control by its members, limited by capital limits and governed by a voluntary board of directors. Its organizational structure typically includes committees and management teams responsible for strategic planning, risk oversight, and daily operations to sustain member services. The credit union’s history reflects a trajectory from localized, community-focused financial cooperation toward broader participation within the regulatory and supervisory environment that governs federally insured credit unions.
Functionally, Greater Alliance Federal Credit Union offers standard banking services designed for everyday financial management. Core activities commonly encompass deposit-taking, loan origination, payment processing, and financial education resources tailored to members’ needs. Operational scope generally includes branch-level service delivery, member outreach, and compliance with federal regulations governing insured depository institutions. As a federally chartered entity, it maintains relationships with supervisory agencies to ensure safety of members’ funds and adherence to applicable statutory requirements.
Address
66 Hamilton St, Paterson, NJ 07505
Phone
(201) 59 95 500Better than 71% of providers in Paterson
In addition to the primary service, Greater Alliance Federal Credit Union also offers:
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Greater Alliance Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Greater Alliance Federal Credit Union is listed as a financial service provider in Paterson, NJ and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Greater Alliance Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Greater Alliance Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Greater Alliance Federal Credit Union with other providers in Paterson and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Greater Alliance Federal Credit Union has a rating of 4.8, which is better than 71% of providers in Paterson.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Greater Alliance Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Greater Alliance Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Greater Alliance Federal Credit Union also offers: Federal credit union, ATM, Bank.