Provident Bank, headquartered at 980 Amboy Ave, Edison, New Jersey, operates as a community banking institution serving individuals and local businesses within its regional market. Established as part of a broader network of banks, the organization has historically focused on providing essential financial services that facilitate everyday banking, cash management, and credit access for residents and small enterprises. Its institutional framework centers on maintaining customer deposits, supporting loan origination, and offering fundamental treasury and payment services designed to meet routine financial needs.
The bank’s operational scope encompasses branch-based customer service, consumer and commercial lending, and basic digital banking capabilities that align with standard industry practices. As a community-oriented financial entity, Provident Bank emphasizes local engagement, regulatory compliance, and risk-management protocols integral to safeguarding client assets. The organization’s activities are framed by a commitment to reliable retail banking, prudent credit underwriting, and adherence to applicable banking laws and supervisory guidelines. Its historical footprint reflects broader trends in regional banking, with a focus on stability, service continuity, and community-oriented financial stewardship.
Better than 86% of providers in Edison
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Provident Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Provident Bank is listed as a financial service provider in Edison, NJ and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Provident Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Provident Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Provident Bank with other providers in Edison and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Provident Bank has a rating of 5.0, which is better than 86% of providers in Edison.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Provident Bank requests. It is always best to call ahead using the phone number on this page so Provident Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Provident Bank also offers: Bank.