Affinity Federal Credit Union is a member-owned financial cooperative serving individuals and communities in New Jersey. Rooted in the cooperative model, the organization operates to provide accessible financial services through a network of branches and digital channels, emphasizing member benefits and democratic governance. Its history reflects the evolution of credit unions in the United States, including growth from local savings and loan activities to a broader financial services portfolio designed to meet everyday banking needs.
The Edison location at 2190 NJ-27 serves as a community-oriented point of contact within its field of operations, facilitating routine financial transactions, account management, and member education initiatives. The credit union’s scope typically encompasses deposit services, loan products, and financial literacy support, aligned with regulations governing credit unions and member protections. Through prudent governance and compliance practices, Affinity Federal Credit Union aims to maintain safety of members’ funds while delivering accessible services within the regulatory framework governing cooperative financial institutions.
Better than 43% of providers in Edison
In addition to the primary service, Affinity Federal Credit Union also offers:
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Affinity Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Affinity Federal Credit Union is listed as a financial service provider in Edison, NJ and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Affinity Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Affinity Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Affinity Federal Credit Union with other providers in Edison and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Affinity Federal Credit Union has a rating of 3.8, which is better than 43% of providers in Edison.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Affinity Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Affinity Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Affinity Federal Credit Union also offers: Federal credit union, ATM, Bank, Credit union, Mortgage lender.