USA Payday Loans at 2013 N Broadwell Ave in Grand Island, Nebraska is a storefront financial services provider that offers short‑term, small‑dollar loans commonly known as payday loans. The business operates as a local lender, extending credit to consumers based on expected income, typically tied to the borrower’s next paycheck, and requires some form of income verification and a post‑dated check or electronic access to a bank account.
The organization’s primary function is to issue payday advances, which are unsecured, high‑fee loans intended for short‑term use. It serves residents of Grand Island and the surrounding area, focusing on individuals who may seek immediate cash access between pay periods. Like many payday lenders, its operations are governed by Nebraska state lending laws and federal consumer finance regulations that apply to short‑term credit products.
Address
2013 N Broadwell Ave, Grand Island, NE 68803
Phone
(308) 62 42 257Website
usapaydayloans.comBetter than 15% of providers in Grand Island
Links and information about USA Payday Loans:
Grant Payday Loans - Loans near me - Grand Island, Nebraska. 1. Grant ... 2012 N Broadwell Ave, Grand Island, NE 68803. (308) 381-8312. On their website ...Read more
www.yelp.comI work at an online payday loan company that issues 10's of thousands of dollars in illegal loans a day.. AMA!... Using a new/throw away here. I lost my previous job about a year ago and just took the first job I could find. It is a little embarrassing telling people what I do for a living right now but it pays the bills. I have a moral issue with what I am doing and recently, through my own research found out the employees are lied to and about 90% (if not all) the loans we issue are illegal....
www.reddit.comAdvance America - Check Cashing/Pay-day Loans Near Me - Grand Island, · + ... Grand Island, NE 68803. Directions. (308) 382-6306. Call Now · Visit Website. http ...Read more
www.yelp.comPayday loans trap many borrowers in long-term cycles of debt. The high fees and short loan periods mean that most borrowers cannot repay the loan in full and must take out additional loans to repay previous ones, paying more in fees. This "loan churn" accounts for the majority of payday loan volume and costs U.S. households over $2.6 billion per year in excess fees. On average, payday borrowers take out about 10 loans per year, paying over $450 in fees to borrow a total of $350 in principal....
www.scribd.com(308) 384-4370. 206 Wilmar Ave STE 2, Grand Island, NE 68803-3559. Advance Money. Check Cashing Services, Tax Return Preparation, Loans. not BBB accredited.Read more
www.bbb.orgThe basic loan process involves a lender providing a short-term unsecured loan to be repaid at the borrower's next payday. Typically, some verification of employment or income is involved (via pay stubs and bank statements), although according to one source, some payday lenders do not verify income or run credit checks. Individual companies and franchises have their own underwriting criteria.... They go on to note that for 2011 their average monthly receivables were $287.1 million and their...
en.wikipedia.orgBBB Directory of Payday Loans near Grand Island, NE. Your guide to trusted BBB Ratings, customer reviews and BBB Accredited businesses.
www.bbb.orgPayday Express in Grand Island, NE, is a leading provider of payday loans, check cashing, money orders, and money transfers in the Midwest.Read more
www.mapquest.comOther providers in Grand Island with similar ratings:
USA Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
USA Payday Loans is listed as a financial service provider in Grand Island, NE and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask USA Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from USA Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare USA Payday Loans with other providers in Grand Island and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
USA Payday Loans has a rating of 2.5, which is better than 15% of providers in Grand Island.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents USA Payday Loans requests. It is always best to call ahead using the phone number on this page so USA Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, USA Payday Loans also offers: Loan agency.