Centris Federal Credit Union is a member-owned financial cooperative serving individuals who meet its eligibility criteria in Grand Island, Nebraska, and the surrounding region. Founded as a community-focused institution, it operates with a governance structure driven by member votes and a board of volunteers, aiming to align financial services with the needs of its membership. The organization emphasizes not-for-profit principles, reinvesting earnings to support member benefits and local financial stability.
Historically, Centris FCU has evolved from traditional savings and loan activities into a broader array of financial services. Its primary functions typically include accepting deposits, providing payment mechanisms, and offering loan products designed to facilitate savings, homeownership, and personal financing. The credit union maintains a physical presence at its state-street location to serve members directly while integrating standard cooperative practices with regulatory compliance to uphold safety and soundness in its operations.
Better than 69% of providers in Grand Island
In addition to the primary service, Centris Federal Credit Union also offers:
Other providers in Grand Island with similar ratings:
Centris Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Centris Federal Credit Union is listed as a financial service provider in Grand Island, NE and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Centris Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Centris Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Centris Federal Credit Union with other providers in Grand Island and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Centris Federal Credit Union has a rating of 3.9, which is better than 69% of providers in Grand Island.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Centris Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Centris Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Centris Federal Credit Union also offers: Loan agency, ATM, Bank, Car finance and loan company, Credit union, Financial planner, Investment bank, Federal credit union, Mortgage lender, Savings bank.