World Finance is a consumer finance organization that provides personal installment loan products and related services through a network of branch offices. The entity operates as a lender in the US market, offering fixed-rate, fixed-payment loans intended to meet individual financing needs such as debt consolidation or personal purchases. Its business model emphasizes accessible credit options for a broad range of customers, including those with diverse credit histories, through local storefronts and regional operations. The organization’s history traces to a multi-decade presence in the specialty finance sector, with growth focused on extending affordable consumer lending to communities across its footprint. Primary functions include loan origination, customer service, repayment administration, and related financial services support tied to installment lending. The operational scope centers on retail lending activities, compliance with applicable state and federal financial regulations, and maintaining a network of offices designed to facilitate in-person customer interactions and loan servicing. This overview centers on the entity’s nature and core activities without endorsement or comparative assessment.
Address
2725 N Kansas Expy Ste. 148, Springfield, MO 65803
Phone
(417) 86 23 388Website
loansbyworld.comBetter than 82% of providers in Springfield
In addition to the primary service, World Finance also offers:
Links and information about World Finance:
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Find answers to common questions
World Finance is listed as a financial service provider in Springfield, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in Springfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 5.0, which is better than 82% of providers in Springfield.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.