Mid-American Title Loans, located at 1424 E Kearney St, Springfield, MO, operates as a consumer finance business specializing in auto-title loans. The organization provides short-term financing secured by a vehicle title, enabling borrowers to access funds quickly while retaining possession of their vehicle. Its model centers on leveraging the equity in a customer’s vehicle to meet immediate cash needs, typically requiring a clear title, a valid photo ID, and the vehicle for collateral evaluation. Historically, entities in this space emerged in the late 20th century to offer accessible liquidity to individuals who may not qualify for traditional loans, emphasizing fast processing and minimal documentation. The Missouri location serves Springfield and surrounding areas, aligning with a broader footprint of similar-title-lending operations that span multiple states. Primary functions include loan origination, collateral valuation, funds disbursement, and standard title-release processes upon loan repayment. Operational scope appears focused on consumer lending via automobile title loan products within its regional market.
Address
1424 E Kearney St, Springfield, MO 65803
Phone
(417) 83 13 100Website
midamericantitleloans.netBetter than 82% of providers in Springfield
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thesearchinitiative.comMid-American Title Loans The company was founded in Jonesboro, Georgia in 1990. Originally called Instant Cash Loans on Car Titles, Inc., MidAmerican Title Loans and its affiliates have grown to become one of the nation’s most esteemed companies, operating in twenty states. MidAmerican Title Loans helps hardworking Americans get the instant cash that they need, using the equity that they have in their vehicle.
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Find answers to common questions
Mid-American Title Loans is listed as a financial service provider in Springfield, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Mid-American Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Mid-American Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Mid-American Title Loans with other providers in Springfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Mid-American Title Loans has a rating of 5.0, which is better than 82% of providers in Springfield.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Mid-American Title Loans requests. It is always best to call ahead using the phone number on this page so Mid-American Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Mid-American Title Loans also offers: Loan agency.