World Finance is a small, consumer-focused financial services organization operating from 1520 East 23rd Street South, Suite N, Independence, Missouri. The entity appears to function within the non-depository lending and payday loan sector, providing short-term financing options to individuals and local residents. Its historical footprint in the region aligns with a pattern of community-based storefront lenders that emerged in the late 20th century, offering accessible credit products outside traditional banking channels.
Primary activities center on consumer loans, repayment services, and related financial transactions tailored to individuals seeking rapid funding solutions. The organization’s service scope is concentrated in the Independence area, with operations that emphasize quick underwriting, fund disbursement, and customer repayment processing. Due to its local focus, the entity interacts directly with residents, businesses, and neighboring communities, shaping its lending practices around nearby economic needs and regulatory compliance at the state and municipal levels.
Address
1520 East 23rd St S Ste N, Independence, MO 64055
Phone
(816) 83 63 230Website
loansbyworld.comBetter than 64% of providers in Independence
In addition to the primary service, World Finance also offers:
Links and information about World Finance:
1520 E 23rd St S, Independence, MO 64055. This space can be viewed on LoopNet.
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Find answers to common questions
World Finance is listed as a financial service provider in Independence, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in Independence and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 4.9, which is better than 64% of providers in Independence.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.