Cash America Pawn operates as a pawnshop chain providing short‑term collateral loans secured by personal property and merchandise purchases. The Independence, Missouri location participates in the broader Cash America network, which historically offered pawn loans, buy/sell transactions, and related financial services in a retail setting. The organization’s activities center on consumer lending against pledged assets, with storefronts that also handle merchandise sales and collateral liquidation when loans default.
Historically, Cash America Pawn emerged as part of a larger consolidation of pawn operations in the United States during the late 20th and early 21st centuries, expanding through acquisitions and franchise-like arrangements. The Independence store functions within a local market that includes financial‑services alternatives such as other pawn shops, jewelry stores, and second‑hand retailers, contributing to the community’s access to collateral loan options and affordable merchandise. The facility’s offerings are aligned with standard pawn industry practices, emphasizing accessible cash solutions tied to tangible goods.
Better than 8% of providers in Independence
In addition to the primary service, Cash America Pawn also offers:
Links and information about Cash America Pawn:
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Cash America Pawn is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Cash America Pawn is listed as a financial service provider in Independence, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Cash America Pawn to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Cash America Pawn, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Cash America Pawn with other providers in Independence and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Cash America Pawn has a rating of 3.0, which is better than 8% of providers in Independence.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Cash America Pawn requests. It is always best to call ahead using the phone number on this page so Cash America Pawn can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Cash America Pawn also offers: Loan agency, Gold dealer, Pawn shop.