Cash America Pawn operates as a retail pawnshop and collateral lending business, providing short-term loans secured by personal items and merchandise for sale. The organization emerged from a broader pawn industry that expanded rapidly in the late 20th century, positioning itself as a nationwide chain with a focus on accessible pawn services, consumer electronics, jewelry, and general merchandise. Its core functions include evaluating collateral, offering pawn financing, and maintaining a resale inventory that includes pre-owned goods. The Independence, Missouri location at 1417 S Noland Rd serves as a neighborhood-access point for customers seeking quick liquidity and the option to purchase curated secondhand items. Operations at this site align with regional practices observed in similar branches, emphasizing standardized processes for loan terms, item appraisal, and inventory turnover. The facility likely adheres to corporate policies regarding customer privacy, item condition disclosures, and compliance with applicable lending and consumer-protection requirements, while contributing to the chain’s broader footprint in the midwestern United States.
Better than 12% of providers in Independence
In addition to the primary service, Cash America Pawn also offers:
Links and information about Cash America Pawn:
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Find answers to common questions
Cash America Pawn is listed as a financial service provider in Independence, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Cash America Pawn to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Cash America Pawn, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Cash America Pawn with other providers in Independence and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Cash America Pawn has a rating of 3.3, which is better than 12% of providers in Independence.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Cash America Pawn requests. It is always best to call ahead using the phone number on this page so Cash America Pawn can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Cash America Pawn also offers: Loan agency, Gold dealer, Pawn shop.