Tower Loan is a consumer finance company that provides installment and personal loan products through a network of branches in Missouri. The organization operates as a direct-lender model, offering online applications paired with in-person support at local offices to facilitate loan origination and service.
Tower Loan has positioned itself as a community-oriented lender with a statewide presence in Missouri, including Columbia. The firm emphasizes a streamlined application process and on-site customer service to address loan terms, repayments, and account inquiries.
Core activities include evaluating borrower credit and income to determine loan eligibility, structuring installment loan terms, and administering loan disbursements and repayment schedules. The organization maintains customer-facing operations focused on accessibility and rapid decisions within its Missouri branches.
Better than 29% of providers in Columbia
In addition to the primary service, Tower Loan also offers:
Links and information about Tower Loan:
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Find answers to common questions
Tower Loan is listed as a financial service provider in Columbia, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Tower Loan to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Tower Loan, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Tower Loan with other providers in Columbia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Tower Loan has a rating of 4.0, which is better than 29% of providers in Columbia.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Tower Loan requests. It is always best to call ahead using the phone number on this page so Tower Loan can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Tower Loan also offers: Loan agency, Financial institution.