Regional Finance operates as a consumer finance lender focused on providing short- and intermediate-term loan products to individual borrowers. The organization engages in loan origination, underwriting, and servicing activities through branch locations and centralized operations, with an emphasis on local customer service and accessible financing options. Its business model centers on personal installment loans and related credit solutions tailored to customers who may have limited access to traditional banking channels.
Historically, regional finance companies have expanded through staffed branches and franchelike networks to serve communities with diverse credit profiles. This entity, located in Columbia, Missouri, appears to maintain a footprint in the midwestern United States, aligning with typical regional lenders that emphasize proximity, local decision-making, and ease of access for borrowers. Primary functions include evaluating credit risk, disbursing funds, and administering loan repayment, collections, and customer support within defined geographic markets. Operational scope typically encompasses in-person service at branch offices, supported by centralized processing to manage documentation and compliance requirements.
Address
2101 W Broadway Suite 204, Columbia, MO 65203
Phone
(573) 23 42 757Website
branches.regionalfinance.comBetter than 43% of providers in Columbia
Links and information about Regional Finance:
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thesearchinitiative.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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Find answers to common questions
Regional Finance is listed as a financial service provider in Columbia, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Columbia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.5, which is better than 43% of providers in Columbia.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.