World Finance operates as a national network of consumer finance offices offering small, short-term loan products and related financial services. The organization positions itself as a community-focused lender with branches across multiple states, delivering installment loan solutions to a broad customer base. Its history traces back to a Greenville, South Carolina origin, expanding over decades to serve diverse communities through local offices and standardized lending practices. Primary functions include facilitating personal installment loans, debt consolidation options, and related tax-related services, with fixed-rate, fixed-payment terms emphasized in its typical offerings. Operational scope covers numerous midwestern and southern markets, including Columbia, Missouri, where local branches provide access to financial products within neighborhood contexts. The organization’s model relies on in-person, branch-based customer service, aiming to provide approachable financial solutions while maintaining compliance with broad consumer lending regulations applicable to its product lines.
Address
100 Brickton Rd Suite 104, Columbia, MO 65201
Phone
(573) 81 47 025Website
loansbyworld.comBetter than 89% of providers in Columbia
In addition to the primary service, World Finance also offers:
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Find answers to common questions
World Finance is listed as a financial service provider in Columbia, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in Columbia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 5.0, which is better than 89% of providers in Columbia.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.