Speedy Cash Advance is a consumer finance business that provides short-term loan products and related financial services. Established as part of a broader network of payday- and installment-lending establishments, the organization operates storefront lending locations that offer cash advances and check-cashing options to individuals. The firm emphasizes accessible liquidity through quick, in-person applications at its branches, with underwriting and funding processes designed to facilitate timely advances based on applicant information and local regulatory requirements.
Historically, payday lenders like Speedy Cash Advance emerged to address immediate liquidity needs outside traditional banking channels, evolving to include a range of products such as installment loans and related services. The organization positions itself as a provider of financial products intended to bridge gaps between pay cycles, while maintaining compliance obligations typical of consumer lenders, including privacy and data protection considerations. Operationally, stores are embedded within local communities, serving nearby residents and employing standard retail financial service practices for customer onboarding, document submission, and loan servicing.
Notes: This overview focuses on general nature, history, and primary functions of the type of entity described; it does not reference specific statistics or endorsements.
Better than 63% of providers in St Paul
Links and information about Speedy Cash Advance:
Specialties: Payday Loans, Check Cashing, Money Orders, Bill Pay, Bank Account, Debit Cards Established in 1968.
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www.speedycash.comSpeedy Cash Advance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Speedy Cash Advance is listed as a financial service provider in St Paul, MN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Speedy Cash Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Speedy Cash Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Speedy Cash Advance with other providers in St Paul and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Speedy Cash Advance has a rating of 3.8, which is better than 63% of providers in St Paul.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Speedy Cash Advance requests. It is always best to call ahead using the phone number on this page so Speedy Cash Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Speedy Cash Advance also offers: Loan agency.