Exodus Lending is a Minnesota nonprofit organization that provides no‑interest, small‑dollar loans designed to help low‑income residents escape predatory payday debt cycles. Its operations are organized around leveraging community partnerships and a client‑centered referral network to identify individuals in need of affordable credit, with emphasis on financial dignity and stability. The lending program offers short‑term, unsecured loans ranging from $120 to $1,200, paired with structured repayment plans that typically span six to 24 months, and a focus on facilitating a sustainable path to debt relief. The organization positions itself as a consumer‑protection ally within the local financial ecosystem, seeking to reduce reliance on high‑cost lending by providing accessible capital paired with financial education resources. Historically, Exodus Lending has engaged in advocacy and programmatic collaborations to expand access to fair credit, while maintaining transparent reporting and accountability practices. Its physical presence is anchored at 2550 University Ave W, Suite 200N, Saint Paul, MN 55114, serving the Minnesota community through its mission and services.
Address
2550 University Ave W Suite 200N, St Paul, MN 55114
Phone
(612) 61 50 067Website
exoduslending.orgBetter than 95% of providers in St Paul
In addition to the primary service, Exodus Lending also offers:
Links and information about Exodus Lending:
We offer Minnesotans interest-free Payday Loan refinancing, so they can get out of the debt trap and back on track financially. Payday Lending is predatory and toxic to our communities. We work to empower these communities and end the payday lending industry.
www.givemn.orgrequested or received from us, the services in which you are interested, your receipt of informational communications, information regarding your communication preferences, and A 501(c)(3) Nonprofit ExodusLending.org 2380 Wycliff Street, Suite B-100, St. Paul, MN 55114 612-615-0067 [email protected] 1... aggregated with other information on Site visits. We may share information about your use of our Site with our analytics partners, who may combine it with other information that you...
exoduslending.orgReporting Requirements: In accordance with the requirements set forth in Laws of Minnesota 2023, chapter 57, article 1, section 2, subd. 3(h), the monthly and annual status reports provided to the Minnesota Commerce Department must include the following criteria: 1) Total number of loans granted;... 2) Total number of participants granted loans; 3) An analysis of the participant’s race, ethnicity, gender, and geographic locations; 4) The average loan amount; 5) The total loan amounts paid back...
www.lrl.mn.govOther providers in St Paul with similar ratings:
Exodus Lending is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Exodus Lending is listed as a financial service provider in St Paul, MN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Exodus Lending to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Exodus Lending, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Exodus Lending with other providers in St Paul and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Exodus Lending has a rating of 5.0, which is better than 95% of providers in St Paul.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Exodus Lending requests. It is always best to call ahead using the phone number on this page so Exodus Lending can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Exodus Lending also offers: Loan agency, Financial institution.