Park State Bank is a Minnesota-based community bank headquartered in Duluth, with a long-standing history dating to its original founding in 1916 in the Morgan Park neighborhood. The institution operates as a locally owned, independent commercial bank, emphasizing close relationships with individuals and small businesses within its service area. It is part of a holding company structure, Park Financial Group, Inc., which guides its strategic development and branch expansion across Minnesota, including merger activity that integrated neighboring offices into its network.
The bank’s primary functions center on traditional community banking services, including deposit gathering, loan origination for small businesses and individuals, and mortgage assistance, all conducted through a network of full-service branches throughout Minnesota. Its community engagement and compliance profile are reflected in formal regulatory evaluations and a stated commitment to meeting the credit needs of its diverse markets, including low- and moderate-income areas, under safe and sound operating standards. Park State Bank also maintains public-facing information through a dedicated newsroom and about-us pages that outline its client-centric approach and community-focused initiatives.
Better than 58% of providers in Duluth
In addition to the primary service, Park State Bank also offers:
Links and information about Park State Bank:
Park State Bank is a community bank in Minnesota and has been serving clients and small businesses for over one hundred years.
www.parkstatebank.comJuly 12, 2021 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Park State Bank Certificate Number: 8851 2630 West Superior Street Duluth, Minnesota 55806 Federal Deposit Insurance Corporation Division of Depositor and Consumer Protection... Kansas City Regional Office 1100 Walnut Street, Suite 2100 Kansas City, Missouri 64106 This document is an evaluation of this institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods,...
www.parkstatebank.comPark State Bank Back to Search Park State Bank Categories Banks/Finance 8401 Unity Drive , Virginia , MN , 55792 331 North Central Avenue , Duluth , MN , 55807 (218) 624-3676 https://www.parkstatebank.com/ Share × Print Email Facebook LinkedIn X Pinterest Close Powered By GrowthZone
members.downtownduluth.comWe are excited to share the latest news about Park State Bank and our holding company, Park Financial Group, Inc.
www.parkstatebank.comThe Park State Bank was the bank serving the residents of the Duluth Morgan Park neighborhood near the U. S. Steel plant. It was incorporated in 1916.
collection.mndigital.orgOther providers in Duluth with similar ratings:
Park State Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Park State Bank is listed as a financial service provider in Duluth, MN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Park State Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Park State Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Park State Bank with other providers in Duluth and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Park State Bank has a rating of 4.1, which is better than 58% of providers in Duluth.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Park State Bank requests. It is always best to call ahead using the phone number on this page so Park State Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Park State Bank also offers: Bank, Business banking service, Financial institution, Mortgage lender.