Members Cooperative Credit Union, located at 215 N 40th Ave W in Duluth, Minnesota, is a member-owned financial cooperative that serves its community through a shared-ownership structure. Founded to meet the financial needs of its members, the organization operates on principles of democratic governance, with each member typically receiving a single vote in organizational matters regardless of account size. Its historical development reflects a shift from traditional banking models toward community-focused financial services, emphasizing accessibility, local decision-making, and cooperative values.
The credit union provides a range of core financial services centered on deposit accounts, lending products, and basic financial services designed to support everyday banking needs. As a cooperative, it prioritizes member welfare and financial stability, aligning its operations with the interests of those who hold membership. The organization’s scope includes serving individuals affiliated with a shared community or common bond, with governance and strategic direction guided by member-owners.
Better than 33% of providers in Duluth
In addition to the primary service, Members Cooperative Credit Union also offers:
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Members Cooperative Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Members Cooperative Credit Union is listed as a financial service provider in Duluth, MN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Members Cooperative Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Members Cooperative Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Members Cooperative Credit Union with other providers in Duluth and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Members Cooperative Credit Union has a rating of 3.2, which is better than 33% of providers in Duluth.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Members Cooperative Credit Union requests. It is always best to call ahead using the phone number on this page so Members Cooperative Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Members Cooperative Credit Union also offers: Loan agency, ATM, Bank, Business to business service, Car finance and loan company, Credit union, Mortgage lender.