Michigan Columbus Federal Credit Union, located at 30419 Six Mile Rd in Livonia, Michigan, is a member-owned financial cooperative that traces its roots to the broader cooperative movement in the United States. As a credit union, it operates to serve its members through shared ownership, governance by volunteer directors, and a focus on providing affordable financial services. The organization typically emphasizes community ties, local presence, and member education as core components of its mission.
Historically, credit unions emerged to offer accessible alternatives to traditional banking, with member financial well-being at the forefront. Michigan Columbus Federal Credit Union engages in standard financial functions such as accepting deposits, providing loans, and offering basic transactional services through a member-centric framework. Its operational scope generally includes serving residents within a defined field of membership, supporting financial literacy initiatives, and maintaining safety and soundness through regulatory compliance and prudent management. The institution’s activities are oriented toward supporting the financial goals of its members while upholding the cooperative principles that guide credit unions nationwide.
In addition to the primary service, Michigan Columbus Federal Credit Union also offers:
Michigan Columbus Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Michigan Columbus Federal Credit Union is listed as a financial service provider in Livonia, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Michigan Columbus Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Michigan Columbus Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Michigan Columbus Federal Credit Union with other providers in Livonia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Michigan Columbus Federal Credit Union has a rating of 3.3, compared to the city average of 4.4.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Michigan Columbus Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Michigan Columbus Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Michigan Columbus Federal Credit Union also offers: Loan agency, Bank, Car finance and loan company, Credit counseling service, Credit union, Federal credit union, Mortgage broker, Mortgage lender, Public sector bank.