CheckSmart, located at 33320 Plymouth Rd, Livonia, MI 48150, is a consumer financial services organization that offers short-term payday lending and cash-advance products. The entity operates within a network of storefront lenders providing quick-access funding options designed to cover urgent expenses, typically with short repayment terms and associated fees. Its corporate footprint includes consumer finance services positioned to serve individuals seeking rapid liquidity, though the exact historical timeline and corporate affiliations require verification beyond this overview. Primary functions center on facilitating small-dollar loans, facilitating check cashing, and offering related financial services to individual customers. The organization's operations are focused on location-based storefront service delivery and the local consumer market in Livonia and surrounding Michigan communities. For readers seeking precise corporate history and regulatory status, consult official filings and state licensing records.
Better than 71% of providers in Livonia
In addition to the primary service, CheckSmart also offers:
Links and information about CheckSmart:
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CheckSmart is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
CheckSmart is listed as a financial service provider in Livonia, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask CheckSmart to explain the terms in writing before you proceed.
To improve your chances of getting better terms from CheckSmart, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare CheckSmart with other providers in Livonia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
CheckSmart has a rating of 4.9, which is better than 71% of providers in Livonia.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents CheckSmart requests. It is always best to call ahead using the phone number on this page so CheckSmart can confirm exactly which documents you need for your specific situation.
In addition to its primary service, CheckSmart also offers: Loan agency, Check cashing service, Financial institution.