Independent Bank is a Michigan-based community bank organized as a state-chartered subsidiary of Independent Bank Corporation. Founded in the 19th century as First National Bank of Ionia, the organization evolved through multiple restructurings to become a regional bank with a broad footprint in Michigan’s Lower Peninsula. Its history reflects steady expansion and diversification of services, including traditional banking, mortgage lending, and related financial activities, under a holding-company structure that emphasizes local decision-making and community engagement. The Livonia address at 37601 West Five Mile Road situates the bank within a Detroit metro suburb known for dense commercial activity and convenient access to corporate and retail customers. Primary functions focus on core banking operations—deposit taking, loan origination, cash management, and advisory services for individuals and small businesses—supported by a network of offices designed to serve neighborhood and regional clientele. Operational scope centers on local-market presence, complemented by the bank’s larger asset base and multi-branch system designed to maintain neighborhood-oriented service with corporate stability.
Better than 29% of providers in Livonia
In addition to the primary service, Independent Bank also offers:
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The bank traces its roots to First National Bank of Ionia, which was founded in 1864. In 1896, relinquished its national charter and obtained a state charter, reorganized as State Savings Bank of Ionia. in 1952, changed name to First Security Band. In 1974, Independent Bank Corporation was established as the bank holding company.... In 1985, Independent Bank Corporation joined the NASDAQ stock exchange. In 2003, the company acquired Mepco Insurance Premium Finance. Mepco was sold in 2017. In...
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thesearchinitiative.comAt Independent Bank, we put people first—offering personal and business solutions to support your goals and build a strong financial future.
www.independentbank.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
www.reddit.comIndependent Bank Corporation is a Michigan-based bank holding company with total assets of approximately $5.3 billion. Founded as First National Bank of Ionia in 1864, Independent Bank Corporation operates 60 offices across Michigan's Lower Peninsula through one state-chartered bank subsidiary. This subsidiary (Independent Bank) provides a full range of financial services, including commercial banking, mortgage lending, investments and title services. Independent Bank Corporation is committed...
ir.independentbank.comGoogle's E-E-A-T standards are crucial for financial and insurance content. Learn how financial services firms can demonstrate Experience, Expertise, Authoritativeness and Trust for YMYL topics.
www.accuracast.comThe Livonia branch is located on the southwest corner of 5 Mile Road and Newburgh Road, next to the Shell gas station. Services include Talking ATMs, Drive-Up, Customer Service Representatives/Tellers.
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Find answers to common questions
Independent Bank is listed as a financial service provider in Livonia, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Independent Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Independent Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Independent Bank with other providers in Livonia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Independent Bank has a rating of 4.0, which is better than 29% of providers in Livonia.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Independent Bank requests. It is always best to call ahead using the phone number on this page so Independent Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Independent Bank also offers: Bank, ATM, Financial institution.