Lake Michigan Credit Union (LMCU) is a member-owned financial cooperative based in Grand Rapids, Michigan, with a long history dating back to its founding in 1933. The organization operates as a nonprofit financial institution focused on serving its members with a broad range of traditional banking services while reinvesting earnings to support member benefits and community initiatives. LMCU’s core activities include consumer and mortgage lending, deposit products, and various financial services tailored to individuals, families, and local businesses.
Historically, LMCU has expanded from its origins as a teacher-founded credit union to become one of Michigan’s largest credit unions, with a network of branch locations and ATMs across the state and into Florida. Its mission centers on accessible financial services, community involvement, and member education, while maintaining regulatory compliance as a federally insured credit union. The organization’s operations emphasize service delivery, financial empowerment, and a stable, member-focused governance model.
Better than 29% of providers in Grand Rapids
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www.mapquest.comLMCU 10,476 followers on LinkedIn. You'll love banking here! Federally insured by NCUA. Equal Housing Lender. NMLS #442967 You’ll enjoy a rewarding, professional environment where you’ll be encouraged to innovate and excel. We're committed to your empowerment as an employee, providing ongoing training, support, and opportunities to achieve your career goals. BANK - BORROW - INVEST - INSURE
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www.mapquest.comSpecialties: Founded more than 70 years ago as a financial institution for teachers, Lake Michigan Credit Union offers a full-line of financial services to the general public. The organization provides a wide variety of checking and shavings account plans, auto loans, secured and unsecured personal loans, home mortgages, online banking services, telephone and online bill paying services, debit and credit cards, and numerous investment services and retirement planning programs. In addition, the...
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Find answers to common questions
LMCU is listed as a financial service provider in Grand Rapids, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask LMCU to explain the terms in writing before you proceed.
To improve your chances of getting better terms from LMCU, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare LMCU with other providers in Grand Rapids and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
LMCU has a rating of 3.7, which is better than 29% of providers in Grand Rapids.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents LMCU requests. It is always best to call ahead using the phone number on this page so LMCU can confirm exactly which documents you need for your specific situation.
In addition to its primary service, LMCU also offers: Credit union.