Independent Bank is a Michigan-based community bank with deep regional roots centered in Grand Rapids. Originating as part of a broader lineage that traces to early Michigan financial institutions, the bank has evolved through mergers and expansions to become a multi-branch regional institution focused on serving individuals, families, and local businesses. Its history reflects steady growth within the state, prioritizing stable deposit gathering, prudent lending, and accessible customer service across its network. The organization operates as a full-service bank, offering traditional retail banking products, commercial banking services, and personal financial solutions tailored to local market needs. Its footprint in Grand Rapids includes multiple branches and a commitment to convenient access via drive-throughs and walk-in service, reinforcing its role as a neighborhood financial partner. Functionally, Independent Bank emphasizes local decision-making, community involvement, and compliance with banking regulations to support economic activity within its service areas. The institution also maintains a corporate structure aimed at sustaining operations and prudent risk management over time.
Address
3090 Plainfield Ave NE, Grand Rapids, MI 49505
Phone
(616) 44 70 900Website
independentbank.comBetter than 24% of providers in Grand Rapids
In addition to the primary service, Independent Bank also offers:
Links and information about Independent Bank:
Independent Bank is a bank headquartered in Grand Rapids, Michigan. The bank has 62 branches, all of which are in Michigan.... ## History The bank traces its roots to First National Bank of Ionia, which was founded in 1864. In 1896, relinquished its national charter and obtained a state charter, reorganized as State Savings Bank of Ionia. in 1952, changed name to First Security Band. In 1974, Independent Bank Corporation was established as the bank holding company.... In 1985, Independent Bank...
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correctcap.comThe Grand Rapids Plainfield branch is located off I-96 on the corner of Plainfield Avenue and Fuller Avenue, just west of Denny’s. Services include Talking ATMs, Drive-Up, Customer Service Representatives/Tellers.
www.independentbank.comThe Grand Rapids East Beltline branch is also the home of our headquarters and is located south of Rockford and just north of Knapp’s Corner, between 4 Mile Road and 5 Mile Road. Services include Talking ATMs, Drive-Up, Customer Service Representatives/Tellers.
www.independentbank.comOther providers in Grand Rapids with similar ratings:
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Find answers to common questions
Independent Bank is listed as a financial service provider in Grand Rapids, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Independent Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Independent Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Independent Bank with other providers in Grand Rapids and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Independent Bank has a rating of 3.4, which is better than 24% of providers in Grand Rapids.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Independent Bank requests. It is always best to call ahead using the phone number on this page so Independent Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Independent Bank also offers: Bank, ATM, Financial institution.