Lake Trust Credit Union is a member-owned financial cooperative serving a broad regional community. Founded to provide accessible financial services, the organization operates as a not-for-profit institution, focused on meeting members’ banking needs through a range of products and services. Its history reflects a trajectory from community-based beginnings toward formalized governance and expanded service delivery, maintaining a cooperative structure that ties member ownership to decision-making processes and dividends in the form of member value.
The credit union conducts operations centered on deposits, loan underwriting, and supplemental financial services designed for everyday use and long-term planning. Its geographic footprint supports member access through branch locations and coordinated service channels that emphasize reliability, security, and financial education. With a governing framework rooted in member participation, Lake Trust Credit Union emphasizes fiduciary responsibility and compliance with applicable regulatory standards, alongside ongoing efforts to modernize systems and processes to serve a diverse membership base.
Better than 50% of providers in Ann Arbor
In addition to the primary service, Lake Trust Credit Union also offers:
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Lake Trust Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Lake Trust Credit Union is listed as a financial service provider in Ann Arbor, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Lake Trust Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Lake Trust Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Lake Trust Credit Union with other providers in Ann Arbor and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Lake Trust Credit Union has a rating of 4.1, which is better than 50% of providers in Ann Arbor.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Lake Trust Credit Union requests. It is always best to call ahead using the phone number on this page so Lake Trust Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Lake Trust Credit Union also offers: Credit union, Bank, Insurance broker, Investment service, Loan agency, Mortgage lender.