First Merchants Bank is a regional financial institution serving customers through a network of branches and business offices. Located at 1328 S Main St in Ann Arbor, Michigan, the bank operates within a broader system that provides consumer and small-business banking services, cash management, and related financial products. Its historical development is tied to the growth of community banking in the Midwest, with roots in local deposit-taking and lending activities that evolved alongside broader economic and regulatory changes.
The organization emphasizes traditional banking functions, including deposit services, loan origination, and the management of payment instruments. As part of a multi-state banking framework, it coordinates operations across branches and digital channels to support customer needs. The institution maintains compliance with applicable banking laws and regulatory requirements, ensuring continuity of service, risk management, and operational integrity. Its scope includes everyday financial transactions, client onboarding, and the administration of fiduciary and cash-management solutions within its geographic footprint.
Better than 69% of providers in Ann Arbor
In addition to the primary service, First Merchants Bank also offers:
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First Merchants Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Merchants Bank is listed as a financial service provider in Ann Arbor, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Merchants Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Merchants Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Merchants Bank with other providers in Ann Arbor and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Merchants Bank has a rating of 4.6, which is better than 69% of providers in Ann Arbor.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Merchants Bank requests. It is always best to call ahead using the phone number on this page so First Merchants Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Merchants Bank also offers: Bank, ATM, Business banking service, Financial institution, Financial planner, Investment service, Loan agency, Mortgage lender.