IC Credit Union’s Worcester Branch operates as a fiscally disciplined member-owned financial cooperative that serves the local community through traditional credit union functions. Rooted in a cooperative model, the organization emphasizes member participation and democratic governance, with services designed to support personal savings, loans, and daily financial transactions. The Worcester location contributes to the broader IC Credit Union network by aligning branch operations with the credit union’s overarching principles of accessibility, reliability, and member-focused service.
Historically, IC Credit Union emerged from a community-driven effort to provide affordable financial services outside of traditional banking channels. The Worcester Branch participates in standard credit union activities, including accepting deposits, offering savings programs, and facilitating loan products within the regulatory framework that governs federally insured institutions. Operationally, the branch supports routine financial administration, customer service, and guidance on account management, while integrating with back-end systems that ensure compliance, record-keeping, and secure handling of member information. The facility functions as part of a regional service network aimed at delivering stable, accessible financial services to its membership.
Better than 21% of providers in Worcester
In addition to the primary service, IC Credit Union - Worcester Branch also offers:
Other providers in Worcester with similar ratings:
IC Credit Union - Worcester Branch is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
IC Credit Union - Worcester Branch is listed as a financial service provider in Worcester, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask IC Credit Union - Worcester Branch to explain the terms in writing before you proceed.
To improve your chances of getting better terms from IC Credit Union - Worcester Branch, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare IC Credit Union - Worcester Branch with other providers in Worcester and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
IC Credit Union - Worcester Branch has a rating of 3.0, which is better than 21% of providers in Worcester.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents IC Credit Union - Worcester Branch requests. It is always best to call ahead using the phone number on this page so IC Credit Union - Worcester Branch can confirm exactly which documents you need for your specific situation.
In addition to its primary service, IC Credit Union - Worcester Branch also offers: Loan agency, ATM, Bank, Business to business service, Car finance and loan company, Financial planner, Investment service, Credit union.