Millbury Federal Credit Union, located at 460 W Boylston St, Worcester, MA 01606, is a member-owned financial cooperative serving individuals who share a common bond through field of membership, historically rooted in a community-focused approach to financial services. The organization operates as a not-for-profit entity, reinvesting earnings to benefit members through improved service offerings and lower borrowing costs. Its institutional purpose centers on savings mobilization, consumer and small-business lending, and safeguarding members’ deposits within the framework of federal regulation and cooperative governance.
Historically, credit unions like Millbury Federal Credit Union emerged to provide affordable financial access to workers, residents, and associated groups within a defined community or employer-based field of membership. The credit union typically emphasizes democratic member control, with voting rights allocated to eligible members and board oversight intended to align services with member needs. Operationally, such institutions maintain regulatory compliance, risk management practices, and member-facing services designed to support financial stability and accessibility.
Note: This overview focuses on the organization’s nature and structure without presenting statistics, guidance, or promotional content.
Better than 50% of providers in Worcester
In addition to the primary service, Millbury Federal Credit Union also offers:
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Millbury Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Millbury Federal Credit Union is listed as a financial service provider in Worcester, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Millbury Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Millbury Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Millbury Federal Credit Union with other providers in Worcester and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Millbury Federal Credit Union has a rating of 3.4, which is better than 50% of providers in Worcester.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Millbury Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Millbury Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Millbury Federal Credit Union also offers: Credit union, ATM, Bank, Financial institution, Mortgage lender.