Quincy Credit Union, located at 100 Quincy Ave, Quincy, MA 02169, is a member-owned financial cooperative that provides a range of financial services to individuals who share a common bond. As a credit union, its structure emphasizes democratic governance, with members electing volunteer boards and supervisory committees to oversee operations and strategic direction. The organization operates under federal and state regulatory frameworks designed to protect member funds and ensure prudent management of assets and liabilities.
Historically, credit unions in Massachusetts have evolved from small, community-based institutions to broader financial cooperatives that emphasize accessibility and member-focused service. Quincy Credit Union’s functions center on safeguarding deposits, offering savings and checking products, and providing loans and other basic financial services tailored to personal and household needs. Its operational scope typically includes branch-based teller services, online and mobile access for account management, and community outreach aimed at fostering financial education and inclusion among its membership.
Better than 20% of providers in Quincy
In addition to the primary service, Quincy Credit Union also offers:
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Quincy Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Quincy Credit Union is listed as a financial service provider in Quincy, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Quincy Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Quincy Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Quincy Credit Union with other providers in Quincy and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Quincy Credit Union has a rating of 2.9, which is better than 20% of providers in Quincy.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Quincy Credit Union requests. It is always best to call ahead using the phone number on this page so Quincy Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Quincy Credit Union also offers: Loan agency, ATM, Bank, Car finance and loan company, Financial consultant, Credit union, Mortgage lender.