New Bedford Credit Union is a member-owned financial cooperative based in New Bedford, Massachusetts. Established to serve the financial needs of its members, the organization operates as a non-profit institution that returns earnings to members in the form of lower loan rates, higher savings yields, and investment in member services. Its foundational model reflects a community-focused approach to financial stewardship, emphasizing cooperative principles, democratic governance, and accessibility to basic banking services.
The credit union provides a range of core functions aligned with its mission, including deposit accounts, consumer and mortgage lending, and customer service for educational and financial planning needs. Its operational scope typically encompasses financial products designed for individuals and local employers, with emphasis on responsible lending, prudent risk management, and regulatory compliance in accordance with state and federal frameworks. As a community financial institution, it maintains local branch operations and member outreach to support financial literacy, savings discipline, and access to essential financial services for residents of New Bedford and surrounding areas.
Other providers in New Bedford with similar ratings:
New Bedford Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
New Bedford Credit Union is listed as a financial service provider in New Bedford, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask New Bedford Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from New Bedford Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare New Bedford Credit Union with other providers in New Bedford and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
New Bedford Credit Union has a rating of 2.8, compared to the city average of 3.5.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents New Bedford Credit Union requests. It is always best to call ahead using the phone number on this page so New Bedford Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, New Bedford Credit Union also offers: Credit union.