First Citizens Federal Credit Union South Branch, located at 1341 Cove Road in New Bedford, Massachusetts, serves as a community-based financial institution offering depository services and basic financial products to its members. The organization operates as part of a credit union charter, emphasizing member ownership and democratic governance, with a focus on serving individuals who share a common bond or community ties. As a branch of a larger credit union network, it participates in standard credit union activities consistent with its charter and regulatory framework.
Historically, the South Branch reflects the credit union movement’s regional growth, adapting to community banking needs while maintaining the cooperative principles that guide member savings, loans, and service delivery. The facility provides routine financial experiences such as account access, teller services, and customer support designed to facilitate everyday banking needs for its members. Its operational scope typically includes standard in-person services, compliance with applicable federal and state regulations, and coordination with the broader credit union system to ensure safety, soundness, and service continuity.
Better than 8% of providers in New Bedford
In addition to the primary service, First Citizens' Federal Credit Union South Branch also offers:
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First Citizens' Federal Credit Union South Branch is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Citizens' Federal Credit Union South Branch is listed as a financial service provider in New Bedford, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Citizens' Federal Credit Union South Branch to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Citizens' Federal Credit Union South Branch, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Citizens' Federal Credit Union South Branch with other providers in New Bedford and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Citizens' Federal Credit Union South Branch has a rating of 2.9, which is better than 8% of providers in New Bedford.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Citizens' Federal Credit Union South Branch requests. It is always best to call ahead using the phone number on this page so First Citizens' Federal Credit Union South Branch can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Citizens' Federal Credit Union South Branch also offers: Federal credit union, Credit union, Mortgage lender.