First Citizens Federal Credit Union is a financial institution serving members in the New Bedford area, structured as a credit union with member ownership and a cooperative governance model. Historically rooted in the mutual aid and community-focused traditions of credit unions, it operates under the common principles of democratic member control, with a board elected by the credit union’s membership to guide strategic decisions and oversight. The organization provides financial services intended to support everyday banking needs, savings, and access to credit through a member-oriented framework.
Its operational scope includes standard retail banking functions typical of credit unions, emphasizing local servicing, community involvement, and member accessibility. As a financial cooperative, it manages deposits, member loans, and related financial products within a regulated environment designed to protect members’ interests. The location at 468 County St in New Bedford situates it within a community network of similar institutions that prioritize affordable financial services and responsive customer support, aligned with the credit union philosophy of putting members’ financial well-being first.
Better than 46% of providers in New Bedford
In addition to the primary service, First Citizens' Federal Credit Union also offers:
Other providers in New Bedford with similar ratings:
First Citizens' Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Citizens' Federal Credit Union is listed as a financial service provider in New Bedford, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Citizens' Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Citizens' Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Citizens' Federal Credit Union with other providers in New Bedford and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Citizens' Federal Credit Union has a rating of 3.4, which is better than 46% of providers in New Bedford.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Citizens' Federal Credit Union requests. It is always best to call ahead using the phone number on this page so First Citizens' Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Citizens' Federal Credit Union also offers: Credit union, ATM, Federal credit union, Mortgage lender.