Navy Federal Credit Union is a member-owned financial cooperative serving military service members, veterans, and their families. Established to provide accessible financial services to those connected with the U.S. armed forces, the organization has grown to support a broad membership base through a network of branches, digital channels, and partner institutions. Its historical roots trace back to post-World War II efforts to offer affordable, centralized banking for service members, evolving alongside changes in military family life and benefits programs. The credit union operates as a not-for-profit cooperative, reinvesting earnings to improve member value and fund services that align with member needs and financial well-being.
The entity’s primary functions encompass retail banking, consumer lending, mortgages, and financial services designed to facilitate everyday money management and long-term planning. Operational scope includes member enrollment, account access, loan processing, payment services, and advisory resources aimed at helping members navigate financial decisions. As a fiduciary-inclined institution, Navy Federal pursues compliance with applicable regulations while maintaining focus on member service, security, and reliability across its service delivery channels.
Better than 82% of providers in Gaithersburg
In addition to the primary service, Navy Federal Credit Union also offers:
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Navy Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Navy Federal Credit Union is listed as a financial service provider in Gaithersburg, MD and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Navy Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Navy Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Navy Federal Credit Union with other providers in Gaithersburg and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Navy Federal Credit Union has a rating of 3.8, which is better than 82% of providers in Gaithersburg.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Navy Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Navy Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Navy Federal Credit Union also offers: Credit union, ATM, Bank, Business banking service, Financial institution, Investment service, Loan agency, Mortgage broker, Mortgage lender, Savings bank.