Capital One Bank, located at 12 Bureau Drive in Gaithersburg, Maryland, operates as a branch of the larger Capital One Financial Corporation, a diversified financial services company with a nationwide footprint. The institution provides core banking services through its branch network, facilitating routine deposits, loan inquiries, account maintenance, and customer service functions. Its physical presence supports local access to financial products and in-person assistance for individual and small business customers.
Historically, Capital One originated as a savings and loan institution and evolved through strategic growth and acquisitions to become a prominent bank holding company. Its organizational structure emphasizes retail banking, commercial banking, and technology-enabled financial services. The Gaithersburg branch contributes to the company’s broader operational scope by delivering standard banking operations, payment processing support, and client-facing services consistent with the institution’s overall service model. The location reflects Capital One’s emphasis on accessible, convenient customer engagement within its regional market.
Better than 45% of providers in Gaithersburg
In addition to the primary service, Capital One Bank also offers:
Other providers in Gaithersburg with similar ratings:
Capital One Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Capital One Bank is listed as a financial service provider in Gaithersburg, MD and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Capital One Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Capital One Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Capital One Bank with other providers in Gaithersburg and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Capital One Bank has a rating of 3.0, which is better than 45% of providers in Gaithersburg.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Capital One Bank requests. It is always best to call ahead using the phone number on this page so Capital One Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Capital One Bank also offers: Loan agency, ATM, Bank, Money transfer service.