Duke Payday Loans is an organization operating in Baltimore, Maryland, anchored by a storefront location at 2122 N Charles St #1. The entity appears to function as a payday lending service, offering short-term cash solutions intended to address immediate, emergency expenses for local residents. Its designation suggests a focus on quick funding processes, leveraging streamlined application steps to facilitate rapid access to small-dollar loans. The organization’s historical footprint, as reflected in its publicly listed presence, indicates an emphasis on direct client interactions within a limited geographic area, aligning with typical neighborhood lending models. Primary activities include intake of borrower information, loan term determination, and disbursement of funds, with subsequent repayment arrangements tied to the borrower’s next paycheck cycle. Operational scope likely centers on Maryland compliance considerations for small, short-duration loans, including basic underwriting and customer-facing advisement. The organization’s profile, as gathered from available public references, points to a localized, service-oriented approach focused on meeting urgent liquidity needs for residents in Baltimore.
Better than 54% of providers in Baltimore
Links and information about Duke Payday Loans:
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Duke Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Duke Payday Loans is listed as a financial service provider in Baltimore, MD and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Duke Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Duke Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Duke Payday Loans with other providers in Baltimore and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Duke Payday Loans has a rating of 4.7, which is better than 54% of providers in Baltimore.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Duke Payday Loans requests. It is always best to call ahead using the phone number on this page so Duke Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Duke Payday Loans also offers: Loan agency.