Five Star Federal Credit Union is a member-owned financial cooperative headquartered in Baltimore, Maryland, serving individuals who share a common bond as part of the credit union system. Originating as a community-focused financial institution, it operates within the regulatory framework that governs federal credit unions, emphasizing democratic member control and nonprofit, member-serving principles. The organization centers its mission on providing accessible financial services to its members while maintaining prudent governance and financial stability.
Historically, Five Star Federal Credit Union has evolved to offer a suite of typical credit union services designed to support personal financial management and small-scale financial needs. Its primary functions include accepting deposits, providing loan products, and offering basic transactional capabilities through branches and approved channels. The credit union operates within the broader network of credit unions and federal oversight, aiming to deliver reliable account access, responsible lending practices, and financial education as part of its community-oriented mandate. Its operational scope focuses on member welfare, regulated operations, and adherence to applicable financial statutes.
Better than 86% of providers in Baltimore
In addition to the primary service, Five Star Federal Credit Union also offers:
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Five Star Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Five Star Federal Credit Union is listed as a financial service provider in Baltimore, MD and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Five Star Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Five Star Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Five Star Federal Credit Union with other providers in Baltimore and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Five Star Federal Credit Union has a rating of 5.0, which is better than 86% of providers in Baltimore.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Five Star Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Five Star Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Five Star Federal Credit Union also offers: Credit union, ATM.