Pelican State Credit Union, headquartered in Lake Charles, Louisiana, is a member-owned financial cooperative that provides banking and financial services to individuals who meet eligibility requirements. Established to serve a broad community base, the organization operates as a cooperative with a mission centered on safeguarding members’ financial well-being and facilitating access to affordable financial products. Its history reflects growth through expanding membership and branch presence, adapting to evolving regulatory and market environments while maintaining a focus on member education and service accessibility.
The credit union offers a range of core services typical of credit unions, including deposit accounts, lending products, and electronic banking options designed to support everyday financial needs. Its operational scope covers member services, financial education initiatives, and risk management practices aligned with industry standards. As a member-owned entity, Pelican State Credit Union emphasizes democratic governance, member participation, and accountability in its decision-making processes. The organization’s landscape includes regional operations and community engagement aimed at supporting financial inclusion and resilience.
Better than 48% of providers in Lake Charles
In addition to the primary service, Pelican State Credit Union also offers:
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Pelican State Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Pelican State Credit Union is listed as a financial service provider in Lake Charles, LA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Pelican State Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Pelican State Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Pelican State Credit Union with other providers in Lake Charles and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Pelican State Credit Union has a rating of 4.6, which is better than 48% of providers in Lake Charles.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Pelican State Credit Union requests. It is always best to call ahead using the phone number on this page so Pelican State Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Pelican State Credit Union also offers: Credit union, Financial institution.