Calcasieu Teachers & Employees Credit Union is a member-owned financial cooperative serving individuals associated with the education sector and related employees within its field of membership. Founded to provide accessible financial services, the organization operates on the cooperative principle of democratic member control, allowing members to influence policy and elect a board of directors. Its historical roots reflect a focus on improving financial well-being for educators, school staff, and affiliated workers in the Lake Charles area and surrounding communities.
The credit union offers core financial services designed to meet day-to-day banking needs and long-term financial planning. Primary functions typically include deposit accounts, loan products, and specialized services tailored to the membership’s professional and personal financial requirements. Operational scope encompasses branch-based service delivery, member education initiatives, and community engagement aligned with the goals of supporting economic stability among educators and staff. As a member-driven institution, decisions are guided by the needs and interests of those who share a common affiliation with the field of education.
Better than 82% of providers in Lake Charles
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Calcasieu Teachers & Employees Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Calcasieu Teachers & Employees Credit Union is listed as a financial service provider in Lake Charles, LA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Calcasieu Teachers & Employees Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Calcasieu Teachers & Employees Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Calcasieu Teachers & Employees Credit Union with other providers in Lake Charles and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Calcasieu Teachers & Employees Credit Union has a rating of 5.0, which is better than 82% of providers in Lake Charles.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Calcasieu Teachers & Employees Credit Union requests. It is always best to call ahead using the phone number on this page so Calcasieu Teachers & Employees Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Calcasieu Teachers & Employees Credit Union also offers: Credit union.