Credit Central, located at 3118 Ryan Street in Lake Charles, Louisiana, is a local nonprofit credit counseling and education organization focused on helping residents improve financial literacy and manage debt. Founded within the regional network of consumer credit assistance, it operates as part of a broader ecosystem that includes counseling, budgeting guidance, and outreach to underserved communities. The entity emphasizes user-centered services designed to clarify credit options, develop personalized plans, and connect individuals with resources intended to promote financial stability. Its activities typically center on client education, credit improvement strategies, and referral pathways to appropriate financial services. Operationally, the organization engages with residents of the Lake Charles area to support responsible credit practices and informed decision-making, contributing to a broader aim of enhancing community financial health.
Better than 61% of providers in Lake Charles
In addition to the primary service, Credit Central also offers:
Links and information about Credit Central:
About Us About Us Credit Services was established in 1967 in Lake Charles, Louisiana with THESE GOALS in mind: Provide professional and superior collectio ...
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www.my.freelancer.comThe official website of the City of Lake Charles, Louisiana
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Find answers to common questions
Credit Central is listed as a financial service provider in Lake Charles, LA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Credit Central to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Credit Central, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Credit Central with other providers in Lake Charles and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Credit Central has a rating of 4.7, which is better than 61% of providers in Lake Charles.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Credit Central requests. It is always best to call ahead using the phone number on this page so Credit Central can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Credit Central also offers: Loan agency, Tax preparation, Tax preparation service.