River City Finance Company, Inc. is a local financial services firm based at 2500 Frederica Street in Owensboro, Kentucky. Established in March 2000, the organization operates as an independent loan office focused on providing installment financing options to individuals within the community. Its historical footprint centers on accessible credit solutions for a broad range of borrowers, including those with imperfect credit, through non-traditional credit decisioning.
The company’s core functions include offering small- to mid-range consumer loans and managing related financing activities from a single-location operation in Owensboro. Its services are oriented toward personal finance needs rather than investment products or broad banking services, placing emphasis on consumer lending transactions and the associated administrative processes. The entity’s regional presence and long-standing operation reflect its role within the local finance ecosystem.
Better than 19% of providers in Owensboro
Links and information about River City Finance Company, Inc:
Specialties: Offering loans from $500 to $10k, River City Finance opened in March of 2000. We are an independent office with customer service as our number one priority. We can help those with "not so perfect" credit and those wishing to re-establish credit. Call 270-686-3002 for more information. We can help almost anyone get the financing they need because we base decisions on the applicant...NOT credit scores. Established in 2000. River City Finance began March 1, 2000.
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Find answers to common questions
River City Finance Company, Inc is listed as a financial service provider in Owensboro, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask River City Finance Company, Inc to explain the terms in writing before you proceed.
To improve your chances of getting better terms from River City Finance Company, Inc, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare River City Finance Company, Inc with other providers in Owensboro and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
River City Finance Company, Inc has a rating of 3.9, which is better than 19% of providers in Owensboro.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents River City Finance Company, Inc requests. It is always best to call ahead using the phone number on this page so River City Finance Company, Inc can confirm exactly which documents you need for your specific situation.
In addition to its primary service, River City Finance Company, Inc also offers: Loan agency.