1st Franklin Financial is a community-focused financial services organization with a long-standing presence in the southeastern United States. Founded in 1941, the firm has built a history centered on providing personal loan solutions and other consumer financing to individuals and families, rooted in local knowledge and ongoing, long-term client relationships. Its operations emphasize accessible credit through a network of loan offices, delivering fixed-rate, fixed-payment installment financing to a diverse customer base.
The entity’s primary functions include offering personal loans, auto-related financing, debt consolidation options, and other consumer credit products designed to support everyday life events and needs. Historically, the organization has positioned itself as a local partner in financial matters, prioritizing service continuity and trust within communities it serves. Operational scope is geographic, with offices and service delivery extending across multiple states, reflecting a regional footprint rather than a nationwide consumer banking model.
Better than 75% of providers in Owensboro
Links and information about 1st Franklin Financial:
1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan.
www.linkedin.comView 1st Franklin Financial (www.1ffc.com) location in Georgia, United States , revenue, industry and description. Find related and similar companies as well as employees by title and much more.
www.zoominfo.com1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families. It’s been over ...
business.romega.comGet more information for 1st Franklin Financial in Somerset, KY. See reviews, map, get the address, and find directions.
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Find answers to common questions
1st Franklin Financial is listed as a financial service provider in Owensboro, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Franklin Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Franklin Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Franklin Financial with other providers in Owensboro and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Franklin Financial has a rating of 5.0, which is better than 75% of providers in Owensboro.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Franklin Financial requests. It is always best to call ahead using the phone number on this page so 1st Franklin Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Franklin Financial also offers: Loan agency.