Siouxland Federal Credit Union, located at 2920 Gordon Dr in Sioux City, Iowa, is a member-owned financial cooperative that serves individuals who share a common connection, such as geography or employment, with a focus on financial services produced through a cooperative framework. As a not-for-profit institution, it operates to provide affordable access to financial products and services to its members, reinvesting earnings to improve member value rather than distribute profits to external shareholders. The organization traces its roots to the cooperative banking model, which emphasizes democratic member control, typically operating under a charter that governs membership eligibility, governance, and safety of deposits.
Its primary functions encompass savings and checking accounts, loan products, and related financial services designed to support personal financial management and community stability. The credit union likely maintains regulatory compliance with federal and state requirements, including member protection, safety of funds, and sound risk practices. Its operational scope typically includes local branch access, online and telephone banking, and member education initiatives aligned with financial literacy and responsible borrowing.
Better than 45% of providers in Sioux City
In addition to the primary service, Siouxland Federal Credit Union also offers:
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Siouxland Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Siouxland Federal Credit Union is listed as a financial service provider in Sioux City, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Siouxland Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Siouxland Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Siouxland Federal Credit Union with other providers in Sioux City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Siouxland Federal Credit Union has a rating of 4.1, which is better than 45% of providers in Sioux City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Siouxland Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Siouxland Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Siouxland Federal Credit Union also offers: Credit union, Mortgage lender.