Midwest Community Credit Union is a member-owned financial cooperative serving residents and communities in Sioux City, Iowa. As a nonprofit financial institution, it operates to meet the savings and loan needs of its members, leveraging deposits to fund loans and other financial services. The organization typically emphasizes democratic governance, with members able to vote on key strategic directions and elect a board of directors to oversee management.
Founded to provide affordable banking alternatives, Midwest Community Credit Union has historically focused on accessibility, security, and service reliability. Its core functions generally include accepting deposits, granting loans, and offering basic transactional services such as checking and savings accounts, as well as limited digital access for account management. The credit union’s operational scope often spans local financial education initiatives, community partnerships, and adherence to regulatory requirements governing consumer financial institutions. By maintaining prudent risk management and sound governance, the organization aims to sustain member value and financial stability within its service area.
Address
1909 S Palmetto St, Sioux City, IA 51106
Phone
(712) 27 61 328Website
midwestcreditunion.comBetter than 70% of providers in Sioux City
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Midwest Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Midwest Community Credit Union is listed as a financial service provider in Sioux City, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Midwest Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Midwest Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Midwest Community Credit Union with other providers in Sioux City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Midwest Community Credit Union has a rating of 4.7, which is better than 70% of providers in Sioux City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Midwest Community Credit Union requests. It is always best to call ahead using the phone number on this page so Midwest Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Midwest Community Credit Union also offers: Credit union.