Town Financial is a community-focused lending organization operating from 2806 Ingersoll Avenue in Des Moines, Iowa. Established as a local financial services provider, the entity primarily facilitates personal lending solutions and related consumer finance activities within its service area. Its history appears rooted in mid-20th century community finance, with a regional footprint that centers on convenient access points for borrowers seeking installment loans and short-term financing options tailored to local needs.
The organization emphasizes accessibility and flexible terms as core aspects of its service model, aiming to serve individuals who may have limited credit access or non-traditional employment situations. Its operational scope historically includes in-person assistance, phone applications, and, where available, streamlined processes intended to deliver timely decisions for loan requests. As a Des Moines-based lender, Town Financial contributes to the broader landscape of local consumer finance by offering neighborhood-level financial services within this urban area.
Address
2806 Ingersoll Ave, Des Moines, IA 50312
Phone
(515) 24 42 222Website
townfinancialcorp.comBetter than 24% of providers in Des Moines
Links and information about Town Financial:
Get more information for Town Financial in Des Moines, IA. See reviews, map, get the address, and find directions.
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Town Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Town Financial is listed as a financial service provider in Des Moines, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Town Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Town Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Town Financial with other providers in Des Moines and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Town Financial has a rating of 4.1, which is better than 24% of providers in Des Moines.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Town Financial requests. It is always best to call ahead using the phone number on this page so Town Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Town Financial also offers: Loan agency.